Gord Davis

- Debt Counselling

As a mortgage agent, I sometimes have clients who have become mired in a pit of bad debt that is overwhelming and that appears to be hopeless. They might be on the verge of bankruptcy but it also might be that there is another solution.

In the face of more stringent lending legislation, fear of rapid inflation and no foreseeable end to high consumer debt, it seems the demand for debt settlement programs will continue to grow. Debt consolidation allows sizable relief for a debt-riddled consumer, while allowing the creditor to recover a large percentage of their losses within 30 days.

Debt Restructuring

I work with one of the premier debt restructuring companies in Canada and we have been able to help several of my clients avoid bankruptcy and court by getting their bad debt reduced to an amount that they can pay off. A well co-ordinated debt settlement results in a consumer who begins their credit rehabilitation immediately after paying this substantially reduced amount to their creditors. This will enable them to repair their credit quickly and make them eligible once again for credit or placement with a low cost mortgage within a year.

Debt Settlement Company

As a mortgage agent, I took my time and found a reputable Debt Settlement Company that I feel confident referring my clients to. The first qualification of a good Debt Settlement company is that they are licensed with the Ministry of Consumer Services Protection Branch. This means that the fees charged by the Debt Settlement Company are capped and the consumer is protected.

Like any industry, there are true authorities on reducing debt, and I have sourced out the best for my clients. I feel confident in referring my clients to my partner in the Debt Settlement field, knowing that he has their best interest at heart 100% of the time.

For more information on manage debt or consumer credit counselling, please contact me and we will get you on the road to credit repair and financial freedom.

Our

Services

When purchasing a home there are many variables that determine mortgage eligibility and how much mortgage one can afford. Most people are aware that they will need a down payment and that they will have to have an income that allows them to….

When it comes to refinancing, there are many reasons that people want to change their mortgage. Perhaps the interest rates are lower when it comes time to get a new mortgage or perhaps the client wants to finance at a higher rate based on…….

Everyone wants a low-interest rate and a quality mortgage product they can feel good about. With access to over 57 different lenders, we are confident that we can provide a great Grade A mortgage to our clients who qualify….

If a client just misses qualifying for an A mortgage, we can offer a quality alternative product that allows our clients to realize their homeownership dreams if this is the niche that all variables fall under….

We often find our clients in unique situations where a conventional mortgage is not an option. We do have access to several private mortgage lenders and have had very satisfied customers in….

A significant component of our mortgage business is commercial mortgages, which basically means anything that is zoned Commercial. This could be a retail plaza, a large residential apartment building, manufacturing site, store, garage etc…

Sometimes people are in difficult situations with their credit that prevents them from a) purchasing a home or b) keeping the home they already have. Occasionally we have people come to us for a mortgage and we are simply not able to get one for them….

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