Mortgage rates and products are constantly changing, and the Canadian market is more competitive than ever before. By working with me, you can access all your mortgage options with just one phone call or application. I work on your behalf to find the Right Mortgage for your situation, and as an independent brokerage, I can place your mortgage with whatever lender is the best fit for you.
PRE-APPROVAL
This process will provide you with a specific dollar amount that you can afford. Lenders and sellers will know you are serious about buying when it’s time to make an offer. In hot real estate markets, a buyer may need to act fast; if the competing buyer has a pre-approval in hand and you don’t, they win.
A pre-approval is quick and painless. Usually you can get pre-approved within 24 hours with the necessary income verification and supporting paperwork on hand. It’s the right step in your home purchase process.
FIRST TIME HOME BUYER
You have dreamed about it, planned for it, and you’re ready to make the biggest financial decision of your life! I can help you open the door to home ownership and a better future. Investing in your own home really is like investing in yourself.
Whether you are recently graduated, just married or simply tired of throwing your money away every month on rent you need the services of a top producing Capital Mortgage Professional to answer your questions. Remember, I work for you, not the banks or other lenders so you get unbiased advice.
Before you start looking for your first home, talk to me.
PURCHASING YOUR NEXT HOME
I have the knowledge you need to help you make the right decisions, including advice on mortgage financing options you may want to consider when buying or selling.
REMEMBER – YOU HAVE OPTIONS!
From choosing the right mortgage to paying for the expenses associated with your home purchase, we can offer you some real options. Concerned about breaking your mortgage contract or losing your low interest rate when you sell your home? I can help you assess your current mortgage and review what’s in your best interest
RENEWING YOUR MORTGAGE
At the end of your term your existing lender will offer you a moderate discount over the “posted rates” and all you have to do in most circumstances is sign a letter you receive by mail. Sounds easy and painless, but you may have just lost thousands of dollars over the new term of your mortgage.
Lets take their renewal letter and shop it to see what their competitors are willing to offer you.
Contact me to discuss all your options.
REFINANCING YOUR MORTGAGE
Let The Equity In Your Home Work For You.
Are you thinking about undertaking that long-planned home renovation, dreaming about that great vacation, or wanting to pay off your credit cards? Maybe you want to start planning for your children’s future education? A mortgage refinance may be your best option. Working with me will provide you with choice, convenience and great counsel so you can select the best solution for your needs.
I work with many lenders to get you the best rate, best term and the features you want so you can use the equity in your home. It’s just one way I can get your mortgage working for you!
INVESTMENT PROPERTY
Buying an investment property is rapidly becoming the preferred investing method in recent times. Since real estate values usually rise as time passes, it is considered a secure option to invest in. Nonetheless, to enjoy a profitable investment there are certain factors that you need to consider before buying an investment property.
Decide on whether you are going to hold on to the property for a increase in real estate value before selling or are you going to make profits within a few months by renting out the property. Each type of these investments comes with certain outcomes that require expertise and knowledge in that area.
I will be able to answer any questions and provide you with the most choice, convenience and best counsel.