purchase plus improvements
Refinance Mortgage
Gord Davis

Purchase Plus Improvements Mortgage

Do you want to purchase a home that needs some TLC? Do you want to get these renovations taken care of right away? This mortgage is available for purchases up to 95% loan to value. There is an available mortgage option that will help you pay for renovations with as little as 5% down, and

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Optimum mortgage ontario
Mortgage Renewal
Gord Davis

Mortgage Renewal Tips and Procedure in Canada

You may not know that we cover the costs to transfer your mortgage from one lending institution to another when it’s time to renew. If your mortgage is up for renewal and you are not increasing your mortgage amount but may want to seek best mortgage rates than that offered by your current mortgage lender,

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Self Employed Home Buyer
Professional mortgage services
Gord Davis

Cutting Red Tape for Self Employed Borrowers

How To Get A Mortgage for Self Employed Canadians. CMHC, the national housing agency is exploring ways to make it easier for entrepreneurs and new immigrants to buy a home by cutting some of the red tape required to prove they can afford to pay the mortgage. “Right now, under our mortgage insurance policies, you

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Why you need credit
Debt Counselling
Gord Davis

Credit! Why You Need It and How To Use It Wisely

Many people do not realize that their credit score is one of the most valuable assets that they have. One of the credit misconceptions that I run into most often is that not having a credit card or line of credit proves that you are a good risk for borrowing. Although this seems like a

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MORTGAGE RELIEF
Refinance Mortgage
Gord Davis

Here is a Method That is Helping Broke Homeowners Out of Debt

Here is a Method That is Helping Broke Homeowners Out of Debt Mortgage Rescue is a process to reduce consumer debt without filing consumer proposal or credit counseling, most commonly utilizing proceeds of a mortgage to pay the creditors in a lump sum allowing for immediate credit repair to begin. Based on historical data, debt

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refinance for home renovations
Refinance Mortgage
Gord Davis

Getting The Most From Your Renovation Dollars

For most of us, the family home is likely to be the largest single investment we will make. While the purchase of a home is driven primarily by the need to provide shelter for your family, all homeowners anticipate that the value of their home will increase over time. The extent of this increase depends

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qualify first time home buyer
Professional mortgage services
Gord Davis

When Can We Afford To Buy A Home?

This is a question that is similar to the question that many young couples are asked after marriage regarding when they intend to start a family. Often the answer comes back that they simply can’t afford to have a child yet. Those of us who have been married, had children and survived financially know that

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best mortgage lenders for refinancing
Refinance Mortgage
Gord Davis

Who Is The Best Lender For Your Mortgage?

Whether you are purchasing a home or refinancing your existing home, the guidelines for choosing a lender are pretty much the same. Most people, when needing a mortgage for either a refinance or a purchase, are primarily concerned with interest rates and rightly so. However there are other factors to consider that will affect the

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qualifying for a mortgage with bad credit
Debt Counselling
Gord Davis

Qualifying for a Mortgage with Bad Credit

There are many different types of mortgage lenders and mortgages and some of them are tailored to those whose credit may have taken a beating for one reason or another. Lenders look first and foremost for sufficient income to make sure that the borrowers will be able to make their monthly payments. So, if you’re

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rent to own ottawa
Professional mortgage services
Gord Davis

How “Rent to Own” Houses Work in Canada

What is a “rent to own” home? Basically, it is exactly what it sounds like it is. It’s a home, owned by a homeowner or investor, that is rented out to tenants. However, the tenants have the “option” to purchase the home within a certain period of time for a predetermined price. Some homeowners use

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rent to own ottawa
Rent To Own Ottawa
Gord Davis

Why Rent to Own? Ottawa Houses for Rent

Before you start looking for a home to rent in Canada, you may want to consider your other options. Many people looking for homes to rent in Canada do not believe they have any other option. They do not see themselves as potential homeowners because of the following reasons. They have bad credit and can’t

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steps to buying your first home
Refinance Mortgage
Gord Davis

10 Steps To Buying A Home

1 Determine how much you can afford. Based on your down payment, income, existing debt, regular expenditures, and other key financial information, we can help you determine how much you can afford to pay every month and the price range that works within your budget. 2 Team up with a real estate agent. Finding a

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Mortagages for immigrants
Mortgage Agent Ottawa
Gord Davis

Mortgages For New Immigrants

As a mortgage agent in Ottawa, the capital of a definitively multicultural nation, I have been able to assist many clients who have immigrated to Canada realize the dream of home ownership. Due to my experiences with people from around the world, I am very confident in my ability to navigate with these new comers

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Home renovation mortgage Ottawa
Professional mortgage services
Gord Davis

Home renovation mortgage Canada

Believe it or not, Spring is around the corner and when the days lengthen and become warmer and income tax returns yield a credit (hopefully), many homeowners acquire “renovation fever”. They have checked out all of the Home Shows and obtained a myriad of ideas that they are eager to implement to improve their home’s

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best mortgage lenders for refinancing
Rent To Own Ottawa
Gord Davis

Rent To Own

  Rent To Own Properties Why Rent To Own? – Sometimes people are in difficult situations with their credit that prevents them from a) purchasing a home or b) keeping the home they already have. Occasionally we have people come to us for optimum mortgage and we are simply not able to get one for

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qualify first time home buyer
Reverse mortgage
Gord Davis

Reverse Mortgage

How Does A Reverse MortgageWork? As the population in Canada ages and consumer debt remains high, we are beginning to encounter situations where clients find themselves with reduced income, high debt and no way to keep their home. With a reverse mortgage, we are able to Finance, Refinance assist to Purchase a different property, help

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